Credit Scores
A good credit score is important if you plan to borrow to purchase a car, a house, or sign up for a credit card. Your credit score will determine your down payment, interest rate and ultimately your monthly obligation.
Budgets
Why prepare a budget? It serves as a measurement tool that can illustrate your income and expenses.
By creating a budget, you will be able to hold yourself accountable for your expenditures, reduce costs, and prepare for an emergency.
Debt
Debt is a deferred payment, or series of payments, which differentiates it from an immediate purchase. Always have a spreadsheet with all your debt information. Why? You can payoff debt and save on interest.
Retirement
Aging is real. Retirement could be a reality. I believe that we should work until we decide we don’t want too anymore. We should be able to make our own decision.
At one time, we might want to enjoy life as a senior citizen. But how do you spend your life after retirement?
If you want to be comfortable then, save for retirement now. Do not wait. With good retirement strategies, you can lead a comfortable happy life.
Create your Financial Legacy
Learn about long-term financial planning. Protect your family, children and your future.
Income
It is hard to rely on a 9-5 job for your entire life. Things happen.
I recommend having multiple streams of income to provide financial growth and security.
Your financial future can be exciting and fill of opportunities. Find your strategy. There are many Possibilities and Probabilities. Your here to create & innovate. Enjoy!
Expenses
Constantly checking your expenses with improve your financial growth and wellbeing.
Your capital is important and for your financial growth and future it is important that you know where your money is going.
Map every transaction and analyze your expenses. Don’t allow your budgets to get out of balance. “Failure to plan is planning to fail “ Benjamin Franklin”